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Coverage can be tailored to your needs, but it can include various types of coverage for physical damage, third-party liability insurance, and even product liability coverage for manufacturers. While buying drone insurance for commercial purchases likely seems like a no-brainer, many drone enthusiasts also buy coverage for recreational use. For that reason, many experts suggest purchasing drone liability insurance coverage at the bare minimum—even if you only fly a drone for fun. More expensive drones may also require coverage for physical damage, and you may want to consider coverage for personal loss, which could help you if your drone is stolen from you.

A homeowner's insurance policy can also provide coverage if your drone is stolen from your property. Make sure you have proper homeowner's insurance coverage to accommodate your drone and the additional risk in flying one.

The III suggests making sure your liability coverage is particularly adequate if you want to protect your financial assets when you fly a drone. The cost for drone insurance can vary depending on a range of factors—the type of drone you have, the coverage you select, the amount of liability coverage you need, and whether you are using a drone for recreational or commercial purposes.

We compared the top drone insurance companies on the market today in order to find providers with highly-rated products that can protect against damage, theft, liability, and more. We looked for drone insurance companies that offer the broadest coverage possible, either on a national or international scale.

We also compared drone insurance companies in terms of the add-on coverage options they offer, as well as whether they let you get a free quote online. Drone insurance providers with mobile apps and updated online features were also given preference. Federal Aviation Administration. AM Best. Insurance Information Institute. Your Privacy Rights. To change or withdraw your consent choices for Investopedia. At any time, you can update your settings through the "EU Privacy" link at the bottom of any page.

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